Relist yet Again 0/0/0 Never late
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 18% |
| Lender Rate: | 29% | Borrower: | Scion0915 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM 1 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-10 | EricsCC ROI: | 25% |
| Status History | |
|---|---|
| Oct 09, 2007 | Current |
|
Purpose of loan: Proving my worth so I can recieve a larger loan in the future. This will consolidate my smaller credit cards, in hopes to beable to consolidate the larger one in the future. My financial situation: I moved to California almost 2 1/2 years ago in hopes of starting new. My parents were getting a divorce and kept trying to drag me in the middle of all their stress. I decided to pack up and leave. Like a new person to the credit world, I had decided that I could use my credit cards to go out on my own and get on my feet. I swore that as soon as I was there I would pay them back off. After hard times and living with roommates, I never ended paying them back. I focused more on paying off the recently purchased vehicle I needed to get to place to place. Now my vehicle is paid off and I am still stuck in the mud. I cannot receive a personal loan because every loan place I contact tells me I am overextended. I know I am shooting for luck with as much as I am asking for, but it is the only way to get out of my current situation. I recently became a Mrs. instead of a Miss, my husband and I are happily married and we started looking to purchase a house. In order to do so you have to have little or no credit card debt and my situation begs to differ. Below I am stating my portion of expenses because the site does not allow for the spouses income to be stated. I have never missed a payment on any of my debts, and my school loans are differed for 2 more years. I work at the very least fifty-five hours a week while attending school full time. It is difficult but I have a 4.0 GPA and a cumulative 3.89 GPA, which can be proven. I am shooting to be an Accountant, which is my overall dream. My monthly budget: Mortgage/rent: $ 500 Insurance: $ 100 Car expenses: $ 150 <-- Gas Only (vehicle is paid off) Utilities: $ 50 (most is included in rent) Phone, cable, internet: $ 50 (I only have a telephone and use the internet at work) Food, entertainment: $ 150 (only for me) Clothing, household expenses $ 50 Credit cards and other loan payments: $ I will still be paying about $200 a month for other credit cards not being consolidated. Other expenses: $ 0 --------------------------------------- Total monthly expenses: $ 1,250 This leaves me with over $800 left after taxes to pay this debt only including my income. My husband brings home approximately $2,000 after taxes. Please give my husband and I the chance to purchase a new home and be debt free. Thank you! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 123322 | Debt Consolidation Preparing for a Home Purchase | HR | $13,000 @ 27% | Apr 13, 2007 | Withdrawn |
| 123672 | First Time home Buyers Looking for a Chance | HR | $8,000 @ 27% | Apr 14, 2007 | Expired |
| 128555 | RELIST Consolidate CC For Purchasing First Home 0/0/0 | HR | $8,000 @ 29% | Apr 25, 2007 | Withdrawn |
| 194684 | RELIST Consolidate CC For Purchasing First Home 0/0/0 | E | $7,000 @ 27% | Aug 29, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|