p2p lending at lending club
I Just Need A Chance
Homeownership Verified

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 2%
Lender Rate: 25% Borrower: mrdn
Time Left: Finished State: IL
Funded: 100% Group: FUTURE FINANCIAL FREEDOM 1
Loan Information
Loan Status: Current Origination Date: 2007-10-03 EricsCC ROI: 21%
Status History
Oct 03, 2007 Current
First Thing FirstI would like to really and I mean really thank the people that have bid on my past listings. Thank You . I am going to try one more time. You are life savers. I hope to be able to do what you do soon. Thanks again :)

Who am I

My name is Misty . I am a teacher and a parent. I am a parent of three children . Really my children grew in my heart not my womb. I love them with all my heart. I also help out my mother , aunt, sister and nephew. I try to help when needed at home with family or in my classroom. I do a little writing and video making on the side. 

How did I get here  
It was my own doing . I just did not keep up on my bills. I did not anticipate the responsibility that a building would require of me. I rescued my family home from lost. Once I took on the building I just go lost in the building care and making sure everything was taken care of to the best of my ability. My mortgage is not a fixed mortgage so it keeps going up. I did not know what I was doing , but now I know. I am trying to repair my credit to get a mortgage from a company that is a real mortgage company.  I am learning about the dos and don't of keeping a home. I am getting it I think but in the mean while heating problems came up. I want to fix this problem as soon as possible. Especially since I live in Chicago. 
I know that my credit looks terrible but I am on the road to change. I am going to repair my credit one step at a time. By paying the heating bill that is one step in the right direction. I have already paid off one of the bills on my credit report this week. I will continue until it I get them all paid.

How and when I will pay
 I promise
I will pay as agreed. Especially since it will come directly from my account. I want to repay this loan as soon as possible. I want to show that I can keep my word. Once I get my business straight I want to help someone out    Prosper too.I want to thank you ahead of time.
Thank you to everyone that bid on my loan. I want you to know that you are life savers. Thanks again Misty
Borrower's Other Listings
92848 Saving myself and family HR $10,000 @ 24% Feb 03, 2007 Withdrawn
93654 I just need a little help HR $6,000 @ 24% Feb 05, 2007 Expired
95923 For my kids HR $5,500 @ 25% Feb 09, 2007 Withdrawn
95933 for my kids HR $5,500 @ 25% Feb 09, 2007 Withdrawn
97696 I Just Need A Chance HR $4,000 @ 25% Feb 11, 2007 Expired
204480 I Just Need A Chance HR $1,000 @ 25% Sep 20, 2007 Cancelled

 

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