Consolidating Credit Card Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 25% |
| Lender Rate: | 10% | Borrower: | StPeteProducer |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-11 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Oct 11, 2007 | Current |
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A little over a year and a half ago, I started a small business venture on my own which provides high school athletes with videography and photography services. Having played high school and college sports myself, I know the value of cherished memories. In doing so, I have invested a lot of money in equipment for my small business with purchases that included a new macintosh computer, softwares, cameras, lenses, tape, dvd's, hard drives and so on. All of the purchases I made were put onto credit cards and like anyone in debt will tell you, the feeling of being in debt is not usually a fun one. I keep up with my payments each month, but I feel that consolidating my debt and re-paying at one low interest rate that can be automatically taken out of my bank account will help me make some great lee-way with it. My financial situation is okay, I think I've become a pro at cutting corners and saving the extra dime where I can, but I would just like to start having some breathing room. I feel that I am a good candidate for this loan because I have a good track record with paying off my debt. I also have a good credit score and I am constantly working toward bigger and better goals. I would like to be able to start saving more to put into the business as well as purchase a home within the next two to three years. My monthly net income is: $2,003.24. My monthly expenses are: $1855.58 Housing: $557.50 Car Insurance: $130.19 Car expenses: $140.00 Utilites: $120.00 Phone,Cable, Internet: $105.00 Food, Entertainment: $175.00 Clothing, Household $50.00 School Loan: $122.89 Credit Card #1: $125.00 Credit Card #2: $100.00 Credit Card #3: $50.00 Credit Card #4: $80.00 Other Expenses: $100.00 |
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