p2p lending at lending club
For Further Prosperity

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: B DTI: 15%
Lender Rate: 12% Borrower: JoeBlanks
Time Left: Finished State: NC
Funded: 100% Group: Large Money Loans for AA,A,B,C & D Credits
Loan Information
Loan Status: Current Origination Date: 2007-10-10 EricsCC ROI: 10%
Status History
Oct 09, 2007 Current
For further prosperity

Seeking a loan to restart an ebay business, acquire a professional certification and pay off a high interest car loan. The ebay portion will be for buying/selling jewelry and clothes. Two years experience in the business of jewelry and clothes with my corporation's storefront allows my skills as an ebay seller to fund the repaying of the loan. The professional certification would allow me to seek a better work situation with more pay and more challenging, fulfilling work. The high interest car loan of $1700 to be retired and then spread over 3 years instead of 7 months allows more money to flow to the bottom line and loan repayment.

Monthly Expenses
car loan: $270
Car insurance: $119
utilities: $168
phone/internet: $80
lot rent: $150
gas/maintenance: $200
cell phones: $35
food: $400
entertainment: $100
total: $1522

income: $1750
This is the combined income with my fiance who has worked at her current job for over 2 years.

difference: $228 to invest in retirement funds (current use) or pay back loan from Prosper's people.

Also with the car loan paid off, that frees up another $270 monthly to pay back loan.

Also we get a sizable tax return every March to pay back loans with.

In sum, the monies I am asking to borrow would lead us to a better and more financially free life for me and you. Thank you for your time.
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