Relist: Bid on our listing! Good family needs a fresh start
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,950.00 | Status: | Expired |
| Grade: | HR | DTI: | 3% |
| Lender Rate: | 29% | Borrower: | dmonty123 |
| Finished | State: | MN | |
| Funded: | 0% | Group: | Skyy Financial |
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We have relisted with a lower monetary amount to attract bids. We are good people that had some tough times. Now the future is looking brighter but we need to get rid of this old debt and high interest. Purpose of loan: We will be using the proceeds of this loan to pay our arrears on our home mortgage, medical collection accounts, high interest credit cards, and vet bills. This will dramatically improve the low credit score that was caused by many factors, many of which are listed below. My financial situation: My wife was out of work for about 8 months and I was laid off for almost 2 months. Right around the same time we both had major car repairs, unexpected medical bills, and medical bills for our aging Shih-tzu. It just seemed like one thing after another kept digging us deeper. Our mortgage company is starting foreclosure proceedings. They will not take partial payment. My wife has lived here since February 1991 we hope to raise our son here. We have a 3 bedroom rambler with a 6' privacy fence for our son and our two Shih-tzus. We live right near our son's elementary school. He started first grade last week. My wife is back to work now full time and our daycare costs will be cut in half now due to full day schooling. Our current existing income will facilitate payment of our current debt plus the Prosper Loan if it were to get funded and still be able to put money away for a nest egg. We would take a priorty one approach in payment on this loan as we want to have a good rapport with Prosper members. Eventually it would be nice to be able to help others that have been down on their luck. We are good people. We had a bad string of luck. We want to get back on our feet, improve our credit rating, and raise our son here. We hope this loan will get funded ASAP. Thank you for looking at our listing. We will have no problem setting up auto-withdrawal for the loan out of our checking account. We will NOT default on this loan. We want to borrow and lend with Prosper and have a good reputation on Prosper. Monthly net income: $ 6800 Monthly expenses: $ Housing: $ 2200 Insurance: $ 150 Car expenses: $ 650 Utilities: $ 300 Phone, cable, internet: $ 400 Food, entertainment: $ 600 Clothing, household expenses $ 300 Credit cards and other loans: $ 400 Prosper Loan: $ 207.43 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 195159 | Our Family Needs Your Help Urgently To Save Our Home! | HR | $12,000 @ 17% | Aug 30, 2007 | Expired |
| 198430 | OUR 2ND LISTING - TIME IS RUNNING OUT - WE NEED YOUR HELP! | HR | $12,500 @ 29% | Sep 06, 2007 | Withdrawn |
| 200287 | Good family needs to payoff old debt - Make a fresh start! | HR | $10,000 @ 28% | Sep 11, 2007 | Expired |
| 204776 | Relist: Bid on our listing! Good family needs a fresh start | HR | $4,950 @ 29% | Sep 21, 2007 | Expired |
| 372186 | Bid on our listing! Good family looking to consolidate! | E | $3,000 @ 35% | Jul 23, 2008 | Expired |
| 383074 | Our credit grade has increased. Please bid on our listing. | E | $3,000 @ 35% | Aug 15, 2008 | Expired |
| 386635 | Relist. Credit score improved. Please bid on my listing. | E | $3,000 @ 35% | Aug 22, 2008 | Expired |
| 390400 | Relist. Credit score improved. Please bid on my listing. | E | $3,000 @ 35% | Aug 29, 2008 | Expired |
| 393645 | Relist. Credit score up. 48% funded last list-need 100%! | E | $3,000 @ 35% | Sep 05, 2008 | Expired |
| 397479 | Relist. Credit score up. 73% funded last list-need 100%! | E | $3,000 @ 30% | Sep 12, 2008 | Loan created |
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