I want to pay off my debt and start new
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 34% |
| Lender Rate: | 14% | Borrower: | ptagirl83 |
| Finished | State: | NJ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-10-11 | EricsCC ROI: | -68% |
| Status History | |
|---|---|
| Oct 11, 2007 | Current |
| Jul 26, 2008 | Late |
| Aug 12, 2008 | 1 month late |
| Sep 13, 2008 | 2 months late |
| Oct 12, 2008 | 3 months late |
| Nov 12, 2008 | 4+ months late |
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Purpose of loan: The purpose of the loan to to pay off debt from credit cards and money I borrowed from my parents. I want to regulate my finances better and make it easier for me to keep track of what Im putting out. My financial situation: Im a good canidate for this loan because I never miss any payments with any bills that I have. I have a good credit score and I intend to keep it good and even make it better. Im living on my own for the first time and I want to start fresh and one part of that is getting my debt payed off and to be able to regulate my expenses better. i feel that this loan will help me because I will be making one payment a month pay off my debt instead of multiple bills that can get me confused and loose track of my finances. By having one bill, it will make it easier to keep track. I also would like to have 5 years to pay off the debt instead of 3 years if that is possible to work out. Monthly net income: $ 2,200 Monthly expenses: $ Housing: $ 1000 for rent Insurance: 160 Car expenses: $ 353.00 Utilities: $ included in rent Phone, cable, internet: $ 59.99 Food, entertainment: $ 200 Clothing, household expenses $ 100-200 varies..some months I need to get anything for this Credit cards and other loans: $400-500 Other expenses: $ N/A |
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