I want to pay off my debt and start new

Click Here to view this listing on Prosper
Listing Information
Amount: $15,000.00 Status: Loan created
Grade: A DTI: 34%
Lender Rate: 14% Borrower: ptagirl83
Time Left: Finished State: NJ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2007-10-11 EricsCC ROI: -68%
Status History
Oct 11, 2007 Current
Jul 26, 2008 Late
Aug 12, 2008 1 month late
Sep 13, 2008 2 months late
Oct 12, 2008 3 months late
Nov 12, 2008 4+ months late
Purpose of loan:
The purpose of the loan to to pay off debt from credit cards and money I borrowed from my parents.  I want to regulate my finances better and make it easier for me to keep track of what Im putting out. 

My financial situation:
Im a good canidate for this loan because I never miss any payments with any bills that I have.  I have a good credit score and I intend to keep it good and even make it better.  Im living on my own for the first time and I want to start fresh and one part of that is getting my debt payed off and to be able to regulate my expenses better.  i feel that this loan will help me because I will be making one payment a month pay off my debt instead of multiple bills that can get me confused and loose track of my finances.  By having one bill, it will make it easier to keep track.  I also would like to have 5 years to pay off the debt instead of 3 years if that is possible to work out.

Monthly net income: $ 2,200

Monthly expenses: $
  Housing: $ 1000 for rent
  Insurance: 160
  Car expenses: $ 353.00
  Utilities: $ included in rent
  Phone, cable, internet: $ 59.99
  Food, entertainment: $ 200
  Clothing, household expenses $ 100-200 varies..some months I need to get anything for this
  Credit cards and other loans: $400-500
  Other expenses: $ N/A
Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here