pay off credit cards and repair vehicle
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,350.00 | Status: | Loan created |
| Grade: | D | DTI: | 12% |
| Lender Rate: | 18% | Borrower: | kioteblue |
| Finished | State: | MO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-04 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Oct 03, 2007 | Current |
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Purpose of loan: I want to pay off my credit cards, a payday type loan, a hospital bill (in collections) and have some much needed vehicle repair done. My financial situation: I have been at my job for almost 2 years (1 Yr. 11 mo.) and just recently got a promotion. I have worked hard to get my credit score up; according to experian I'm at a 660, (I check it thru them monthly). I recently started investing in ShareBuilder, about 2 months ago, so I could get some type of savings started. If all my credit cards are paid off, the only bills I will have will be my household bills & student loan; and I would rather borrow a little to fix my car (which is still a good car) than to go thousands into debt for a new one. I'm not really sure what else to say; I'm responsible and hard working, I have a plan and I have financial goals and I would like the opportunity to make it all work. If you have any questions please feel free to ask. Thank you. Monthly net income: $ 1440.00 Monthly expenses: $ Housing: $ 380.00 Insurance: $ 80.00 Car expenses: $ Utilities: $ 150.00 Phone, cable, internet: $ 120.00 Food, entertainment: $ 200.00 Clothing, household expenses $ 80.00 Credit cards and other loans: $ 150.00 Other expenses: $ 160.00 |
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