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Credit Card Consolidation

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: D DTI: 20%
Lender Rate: 20% Borrower: crispin75
Time Left: Finished State: CA
Funded: 100% Group: Brighter Financial Future
Loan Information
Loan Status: Current Origination Date: 2007-10-04 EricsCC ROI: 16%
Status History
Oct 04, 2007 Current
Purpose of loan:
To pay off Credit Card Debt

My financial situation:
My last 2 listings were cancelled because I didn't receive the Address Verification Postcard in time. Therefore, I have to re-list it now. I just received the Postcard couple days ago, and already have my address verified.

Reason for the loan: I am trying to payoff high interest credit card loans. My credit cards became maxed out or close to it, and my credit score dropped drastically. Therefore, I need an amount of money to consolidate all my high interest rate credit cards......

I have a negotiator to make a deal with the Credit Card Company (the delinquents are from this negotiation process), and we finally come up with an agreement for a settlement amount. I need to pay it as soon as possible. So I do really need you help now. Please please help me get out of debt......... All your help will be appreciated!

Monthly net income: $ 3000

Monthly Expenses:
Rent - $800.00
Auto - $250.00
Insurance - $100
Food - $300.00
Others - $400.00
Borrower's Other Listings
139287 Debt Consolidation C $8,000 @ 10% May 17, 2007 Expired
162554 Credit Card Consolidation C $7,000 @ 13% Jul 03, 2007 Expired
165824 Credit Card Consolidation C $7,000 @ 13% Jul 09, 2007 Expired
170153 Credit Card Consolidation C $7,000 @ 15% Jul 16, 2007 Expired
176656 Credit Card Consolidation C $9,999 @ 17% Aug 01, 2007 Expired
187745 Credit Card Consolidation D $10,000 @ 20% Aug 15, 2007 Withdrawn
188174 Credit Card Consolidation D $7,000 @ 27% Aug 16, 2007 Expired
189828 Credit Card Consolidation D $7,000 @ 25% Aug 20, 2007 Withdrawn
189836 Credit Card Consolidation D $7,000 @ 27% Aug 20, 2007 Withdrawn
192242 Credit Card Consolidation D $3,000 @ 27% Aug 24, 2007 Expired
193339 Credit Card Consolidation D $3,000 @ 23% Aug 27, 2007 Cancelled
199171 Credit Card Consolidation D $3,500 @ 20% Sep 08, 2007 Cancelled

 

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