for tuition and pay credit card debts
Homeownership Verified

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Listing Information
Amount: $7,200.00 Status: Loan created
Grade: D DTI: 36%
Lender Rate: 19% Borrower: ambitkesbeng
Time Left: Finished State: AZ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-10-10 EricsCC ROI: 16%
Status History
Oct 11, 2007 Current

Purpose of loan:
I am going to pay three (out of 4) credit card debts and for tuition. Going to get cna training to get better paying job. 

My financial situation:
Is not really quite ideal right now. Thank you for giving time to read my listing. I have never been late on my bills and trying to stay that way. We are just getting by with paying our bills and debts by its minimum required payment. With the help of the prosper loan, I am going to pay my credit card debts and get cna (nursing assistant) training for better employment.

I am employed as a medtech/caregiver in an assisted living facility that take care of seniors. I am already doing a job similar to a nursing assistant. (CNA in AZ have a high demand for workers.) I needed to be certified, the requirements for this is to attend a nursing assistant training course before you can apply for certification.

These are my credit card debts:
$ 5065.68
GEMPayPal: $1508.33
WaMu: $1756.47 
Bank of America: $1805.88 
The training course cost:  $1700.00 
This includes tuition fee, miscellaneous, application fee/exam fee 

Monthly net income: my salary net $1400 + my husband $1750+ rent $400 = $3550

Monthly expenses: $ 3508.00

Housing: $ 1800.00
Insurance: $ 185.00
Car loan / gas expenses: $ 350.00
Utilities: $ 210.00
Phone, cable, internet: $ 160.00
Food, clothing, household expenses: $ 120.00
Credit cards: mine: $ 29.00
                   Husband: $ 350.00 
                   Prosper loan: 279.00
Baby expenses: $ 25.00

As you can see, our budget can cover for my Prosper Payment. My husband and I decided to eliminate dining out that way, we can lower the cost for food. I can assure you that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time.

Thank you again for taking the time to review my listing, and I will be happy to answer any questions that you may have.

  

 
Borrower's Other Listings
201678 Debt consolidation D $8,900 @ 22% Sep 14, 2007 Withdrawn
202636 for TUITION to get a better job and CONSOLIDATE DEBT D $9,999 @ 21% Sep 17, 2007 Withdrawn

 

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