New transmission for truck
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 34% |
| Lender Rate: | 12% | Borrower: | theoysters61 |
| Finished | State: | KS | |
| Funded: | 100% | Group: | KC Dreams Financing |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-02 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Oct 01, 2007 | Current |
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Purpose of loan: This loan will be to purchase a new transmission for my truck. My truck is paid for, however this loan will help in two ways as follows: 1) Obtain the new transmission for my truck 2) Help me establish my credit About me: I am 19, a full time student, and I am working for my dad doing home remodeling work. He has a successful home remodeling business and has been in business for 10+ years so my employment will be steady. Because of this I will not have any issues in repaying this loan. My truck has been paid off and my only debt obligations are my credit cards which are paid off each month. I'm currently living at home which is why my expenses are very low. I have been introduced to prosper.com through my Uncle and he thought it would be a great idea to get this loan through prosper.com to help build my credit. Monthly net income: $800 Monthly expenses: $ 1) Insurance: $100 2) Car expenses: $250 (gas expense only - truck's paid for) 3) Food, entertainment: $200 4) Credit cards and other loans: $0 (only items purchased with credit cards is gas & food which are paid off each month and included under the car expenses & food categories above) Once again, I'm a very responsible person with full intentions of paying back this loan to help build my credit while at the same time get my transmission fixed. I understand I do not have a lot of established credit or work history yet, but if you have any questions please let me know and I'll be happy to answer any questions you may have. Thank you in advance for your consideration in my loan request. |
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