Music/Web Designer w/ Credit card Debt "A" Credit No DQ's!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 0% |
| Lender Rate: | 12% | Borrower: | Lacrimare |
| Finished | State: | OH | |
| Funded: | 100% | Group: | Future Innovations |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-03 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Oct 03, 2007 | Current |
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Hi! Thanks for taking time to look over my loan request.
Recently I graduated from the Berklee College of Music in Boston, Massachusetts with my degree in Music Synthesis. While attending college I won numerous awards and graduated magna cum laude. I have been successfully working in Boston for the last year, but am in the process of relocating to San Francisco where I plan to expand my freelance opportunities within the music industry. Originally, I am from Ohio and am now visiting my folks temporarily before heading out to California on October 15th. I am extremely responsible with my finances, as my ?A? credit score can attest. Although I have been employed full time in Boston at the Berklee College of Music and also doing freelance work in sound design, the prospects for this line of work in San Francisco are very good, hence the big move! Also, I do have a job lined up when I first arrive in S.F. working in Flash web design with a fellow freelancer who is overflowing with clients! If I am fortunate to be funded, the money will be used to consolidate my credit cards before the move, as well as pay my portion of the rental and deposit of an apartment in San Francisco which I will be sharing with roommates. Credit Cards to Payoff: Bank of America Visa: $2,091 @ 15.88% Discover Card: $2,651 @ 20.99% Total Prosper Loan Requested: $7,000 Monthly Net Income: For the past year I earned $2,300/mo. net from freelancing and full time work in Boston. My plan is to find similar paying work in San Francisco. Monthly Expenses BEFORE PROSPER LOAN: $1,160 Housing: $600 Utilities: $60 Phone, cable, internet: $60 Food, entertainment: $200 Clothing, household expenses $40 Monthly Expenses AFTER PROSPER LOAN: $1,413.07 I have an excellent ?A? credit score and have always paid all my obligations on time. As I value my credit and always honor my commitments, I will of course make all my Prosper loan payments on time each month. Lenders will have no cause to worry as their investment in me is extremely safe. The payments will be automatically withdrawn each month from my bank account & I promise to never default on this loan. Thank you again for considering my request; I truly appreciate your support. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 200210 | Credit Card Consolidation and Relocation | A | $8,000 @ 12% | Sep 10, 2007 | Withdrawn |
| 201368 | Credit Card Consolidation and Relocation | A | $8,000 @ 12% | Sep 13, 2007 | Withdrawn |
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