Debt consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 0% |
| Lender Rate: | 17% | Borrower: | frankenboo |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Small Business & Self Employed |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-10-04 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Oct 04, 2007 | Current |
| Oct 10, 2008 | Payoff in progress |
| Oct 17, 2008 | Paid |
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Purpose of loan: The purpose for this request is to consolidate my many bank cards into one easily managable loan. I need a little help getting my finances back in order after the sudden and unexpected death of my husband and best friend in April of this year. My financial situation: I have been in my current field of employment (mortgage banking) for 19 years and am considered a seasoned professional. I went out on my own and formed my own business last May in the same field working as a contract loan origiinator and have been very successful in that endeavor. My goal is to be debt free (excluding my mortgages) within 18 months. Also worthy of note is that some of the revolving debt that is listed on my credit is not actually mine but it is reflected as a balance because I am an authorized signer on a few other accounts. My medicore credit score is due to high balances, not derogatory credit. As you can see from my credit profile I have never ever missed a payment on anything. Monthly net income: $ 11,750 Monthly expenses: $ Housing: $ 1895 Insurance: $ 235 Car expenses: $ 539 Utilities: $ 125 Phone, cable, internet: $ 135 Food, entertainment: $ 750 Clothing, household expenses $ 500 Credit cards and other loans: $ 1000 Other expenses: $ 2450 (Mortgages on rental property) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 198995 | Debt consolidation | B | $21,000 @ 17% | Sep 07, 2007 | Withdrawn |
| 201194 | Debt consolidation | B | $21,000 @ 26% | Sep 12, 2007 | Expired |
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