Reducing debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 22% |
| Lender Rate: | 18% | Borrower: | tommyplantation |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-10-03 | EricsCC ROI: | -40% |
| Status History | |
|---|---|
| Oct 03, 2007 | Current |
| Oct 18, 2008 | Late |
| Nov 04, 2008 | 1 month late |
|
Purpose of loan: I am currently trying to rebuild my credit and raise my credit score. This loan would allow me the opportunity to repay my creditors and reduce my overall debt My ultimate goal is to raise my credit score so that I can secure my future. My financial situation: My financial situation is becoming favorable despite my most recent grade. Within the last three years, all monthly payments to my creditors have been timely. All rent payments to my landlord have been timely. All car payments to my leasing company have been timely within the last three years. I can only continue this favorable trend with the help of Prosper by reducing my debt. Monthly net income: $ 2,700.00 Monthly expenses: $ 2,135.00 Housing: $775.00 Insurance (auto and life): $ 75.00 Car expenses(car payment and maintenance): $ 660.00 Utilities: $ 50.00 Phone, cable, internet: $50.00 Food, entertainment: $ 75.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 300.00 Other expenses: $ 50.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 192745 | A new beginning | D | $10,000 @ 29% | Aug 25, 2007 | Expired |
| 197188 | Restructuring | D | $5,000 @ 24% | Sep 04, 2007 | Withdrawn |
| 199711 | Reducing debt | D | $3,500 @ 21% | Sep 10, 2007 | Expired |
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