A better life for my family

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 13%
Lender Rate: 16% Borrower: titlemom
Time Left: Finished State: UT
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-10-03 EricsCC ROI: 13%
Status History
Oct 03, 2007 Current
Sep 18, 2008 Late
Oct 01, 2008 Current
Purpose of loan:
I will be using this loan to pay off credit cards and medical bills

My financial situation: 
Looking to want to get ahead for once.  I have been at my job for seven years and have a steady income.  Unfortunately I have had to have two surgeries over the past year and now have lingering medical bills that I would like to get rid of.  I also have a couple of high interest credit cards that would be nice to get paid.  The prosper loan would help me to only have to pay one bill and be able to manage the monthly payment easier.  This loan would also help me to have a little extra money left over to put away for those times when it's really needed.  This payment would be automatically taken out of my checking account so it would always be on time. I would like to get a fresh start.

Monthly net income: $ 1900

Monthly expenses: $
  Housing: $ 500    
  Insurance: $ 127
  Car expenses: $ 225    
  Utilities: $ 0 paid by landlord    
  Phone, cable, internet: $ 70 (cell phones)
  Food, entertainment: $ 300    
  Clothing, household expenses $ 
  Credit cards and other loans: $ 250 (this would be gone with the prosper loan)
  Other expenses: $ gas   $100

Monthly expenses total:  $1572
Left over:  $328

With the prosper loan it would free up another $250 leaving me with a total of $578 extra in my budget which would allow me to have plenty left over to pay on the prosper loan.

Borrower's Other Listings
165406 A better life for my family E $5,000 @ 28% Jul 08, 2007 Withdrawn

 

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