Repairing credit/Renouncing payday advances!
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 29% | Borrower: | Amomof2 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM 1 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-10-02 | EricsCC ROI: | -34% |
| Status History | |
|---|---|
| Oct 03, 2007 | Current |
| Dec 17, 2007 | Late |
| Dec 29, 2007 | Current |
| Mar 17, 2008 | Late |
| Apr 03, 2008 | 1 month late |
| May 03, 2008 | 2 months late |
| Jun 05, 2008 | 3 months late |
| Jun 18, 2008 | 2 months late |
| Jul 09, 2008 | 3 months late |
| Aug 03, 2008 | 4+ months late |
| Aug 28, 2008 | 3 months late |
| Sep 04, 2008 | 4+ months late |
| Sep 25, 2008 | 3 months late |
| Oct 03, 2008 | 4+ months late |
| Oct 23, 2008 | 2 months late |
| Nov 03, 2008 | 3 months late |
|
A little bit about me: I am an "almost 40" mom, wife and teacher. My sons are 8 and 7 and I have been with my husband for 13 years. I adore my family and my job, between my house and my classroom there is never a dull moment...:) The financial picture: For the last year or so we have been living paycheck to paycheck, even with me teaching summer school, my credit is in some disrepair (no bankruptcies, but there are lates), but now that my husband's gardening business is starting to take off and we are beginning to have 2 stable incomes rather than 1 (yeah!)...it's time to get the financial house in order. I am a teacher so my income is very stable, I am paid 1x on the 5th of every month(even during the summer months!), and as I have direct deposit which gives me the ability/ease of making my loan payments on time each month... The financial plan: This is a great opportunity to 1)pay off our debt and fix the credit (stop the lates and get ahead!), 2)buy some equipment for my husband's gardening business, and 3) now that both my boys are in elementary school, put me back into school to receive my masters in education! (making my salary go UP:)... Here are the basic stats... Monthly net income: $5500 Monthly Expenses are the following: Housing: $2850 (1st and 2nd) Car expenses: $465 Utilities: $250 Phone, cable, internet: $200 Food, entertainment: $750 Credit cards and other loans: $400 ***Eventually, I look forward to the opportunity to be able to give someone else the same help that I hope to receive....*** |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 192250 | Good Person working on Good Credit | HR | $15,000 @ 23% | Aug 24, 2007 | Withdrawn |
| 192708 | Good Person working on Good Credit | HR | $15,000 @ 23% | Aug 25, 2007 | Withdrawn |
| 194096 | Good Person working on Good Credit | HR | $9,500 @ 28% | Aug 28, 2007 | Withdrawn |
| 194809 | Good Person working on Good Credit | HR | $5,000 @ 28% | Aug 29, 2007 | Expired |
| 198025 | Good Person working on Good Credit-RELIST | HR | $4,500 @ 28% | Sep 05, 2007 | Expired |
| 201303 | RELIST-Repairing credit/Renouncing payday advances! | HR | $3,500 @ 29% | Sep 13, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|