p2p lending at lending club
Certified to teach Yoga!

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Listing Information
Amount: $3,001.00 Status: Loan created
Grade: C DTI: 17%
Lender Rate: 14% Borrower: nikilds
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-09-26 EricsCC ROI: 11%
Status History
Sep 27, 2007 Current
Purpose of loan:
I basically need $2400 for my Yoga Teacher Training.

My financial situation:
I have a full time job that I've worked at for over 3/4 years. I honestly dont know the exact date I started off the top of my head bc I dont plan on changing jobs and sending out applications for new jobs. On my next check I will receive my raise (its only going to be $2k a year .. but still, its a raise). I have paid off a huge amount of debt in the past. I had about 9 credit cards and I got into credit card trouble (totalling over $25k by the time I was 20!). I did a debt consolidation and I payed off all my creditors about a year or two ago. Since then (I am 26 now), I have a car loan and a measly $400 pesky school loan (yes, four HUNDRED, not THOUSAND!). My car payment has never been late. I have been late on my school loan because it is such a pesky annoying $50 amount every month. However, I pay it. I just got back from a trip to UT. So my bank account was depleted. I found out about the Yoga Teacher Training and went in for an interview. I made the cut, now I just need the cash! Help me out, YOU ARE GETTING A FANTASTIC RETURN ON THIS! I plan on having this paid off pretty fast. :D And if you fund me, I promise to dance at your wedding (but not really)!

Monthly net income: $ 2024

Monthly expenses: $
  Housing: $ 375
  Insurance: $ 175 (but already paid in full, every 6 months)
  Car expenses: $ 320
  Utilities: $ included in rent
  Phone, cable, internet: $ 110
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 50
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