need help to consolidate cc debts
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 20% |
| Lender Rate: | 20% | Borrower: | sfgate |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Not Active |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-09-21 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Sep 21, 2007 | Current |
| Aug 15, 2008 | Payoff in progress |
| Aug 20, 2008 | Paid |
|
Purpose of loan:
I spent too much money in my 20s and accrued some credit card debt. I'm very eager to pay if off now so I can save more money to buy a house. I'm exhausted from paying high interest rates?I'm hoping Prosper community can help me out and make good money for themselves, instead of putting it in the pockets of the banks. My financial situation: I have a good education (MBA from a top school) and am well-employed. I have a good track record of paying on time for my auto loans, rent and other commitments. The one current blemish on my credit report is due to a dispute with AT&T. I was caught in a billing mess between Cingular and AT&T when they merged and it has taken me six months clear it up. It's still not resolved so it is showing $471 unpaid. I'm currently working to get this cleared up. My monthly budget: Mortgage/rent: $1800 Insurance: $200 Car expenses: $500 Utilities: $100 Phone, cable, internet: $100 Food, entertainment: $300 Clothing, household expenses $200 Credit cards and other loan payments: $1000 including the student loans and the debt I am planning to consolidate Other expenses: $ --------------------------------------- Total monthly expenses: $4,200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 127142 | consolidating high-interest credit card debt | C | $9,500 @ 14% | Apr 22, 2007 | Withdrawn |
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