Loan to pay personal debts.
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 44% |
| Lender Rate: | 13% | Borrower: | gr82cp2p |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Quality Assistance for Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-28 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Sep 29, 2007 | Current |
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Purpose of loan: After many years of learning how to manage my money to get everything else paid off, I'm finally in a position where I can make payments on a loan to repay the $8000 in personal loans to the two people whose kindness and trust was the only thing that got me through the tough times. Now, my child support and alimony are done, my car is paid off, and everything else has been paid. I really want to work towards home ownership again but I cannot move forward until I have repaid those who have been more than patient with me. Personal loans: $8000 My financial situation: I have been in the same occupation for thirteen years and the same company for seven years. I have worked hard to maintain my good credit and I have very little debt. I rent from a friend and my living expenses are minimal, and after years of practice, it has become a lifestyle. The Prosper loan payment will will be about the same as my car and full-coverage insurance payments were, except for a shorter term, and I never had so much a single late payment. Since I'm commission sales, monthly income reflects the least I can make. Monthly net income: $ 1200 Monthly expenses: $ 500 Housing: $ 300 Insurance: $ 50 Car expenses: $ 50 Utilities: $ included Phone, cable, internet: $ included Food, entertainment: $ 100 Clothing, household expenses $ Credit cards and other loans: $ 700 total in CC debt. There is also a balance of $1800 for new computers for the kids for college, but they have cash to pay this off. Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 190686 | Everything else has been paid. | B | $12,000 @ 20% | Aug 21, 2007 | Expired |
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