A perfect 0-0-0 at 29% to rid my paydayloans nightmare
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 24% |
| Lender Rate: | 25% | Borrower: | NIKKI95 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | USWorkersGroup.com |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-26 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Sep 27, 2007 | Current |
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Purpose of loan: (explain what you will be using this loan for) Trying to finally get ahead in my life,I need to clear up some payday bills that never seem to go away.....This prosper loan will allow me to consolidate and pay off the high interest loans that are eating away at my earnings so that I can have a happier life with my doggie and perhaps plan my finances better so that I can buy a little car that's newer than my 85. My financial situation: (explain why you are a good candidate for paying back this loan) My credit is actually not as bad as it seems,all my accounts are current and I've never been late.The HR has more to do with the numerous inquiries that are the result of trying to get a fixed rate loan at different places but I can't give up and with the overuse of cash advances.Thats why I would love to get this Prosper loan to put some stability back in my life. I have a 10 Year Job with American Airlines and they don't take kindly to any employee who defaults on a loan.I am working more hours now since I'm on my own again,I'm a very hard working person who's main downfall was always thinking of others but I realize now I have to take care of myself first because no one else will...I've never been unable to payback anyone I owed money too,My obligations come first and you can be sure that I will pay this Prosper loan the same way I have paid all my debts.I have never had a problem paying my debts,This Prosper loan will really make my life a whole lot easier. Monthly net income: $ 2150 Monthly expenses: $ 2147 Housing: $ 525 Insurance: $ 60 Car expenses: $ 150 Utilities: $ 100 Phone, cable, internet: $ 35 Food, entertainment: $ 400 Clothing, household expenses $ 100 Credit cards and other loans: $777 500 fast cash 180 608.33% Ameriloan 180 782.14% Gr enterprises 167.5 782.14% Tribute,orchard and Capital One credit cards all at 21-25% Wells Fargo Credit Card 19% Banana Republic store card 24% Balances on the cash advances total $875 approx On the credit cards roughly $3,500 Prosper Loan $210 Total monthly expenses with the prosper loan in Place $1580 As you can see I will be in a much better position financially and will clear $567 that I will use for savings to replace my 85 car.In the meantime the old reliable will have to do.The prosper loan will clear all of my credit card debts and payday advances freeing up my income to keep me out of this debt in the future. Other expenses: 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 180890 | seekingindependence | HR | $5,000 @ 29% | Aug 02, 2007 | Expired |
| 189687 | SEEKINGFRESHSTART | HR | $5,000 @ 27% | Aug 19, 2007 | Expired |
| 196111 | SEEKINGFRESHSTART | HR | $5,000 @ 29% | Sep 01, 2007 | Expired |
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