Need to fix up my house
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 25% |
| Lender Rate: | 19% | Borrower: | JamesDewsbury |
| Finished | State: | MO | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM 1 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-27 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Sep 27, 2007 | Current |
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Purpose of loan: I have recently moved to St. Louis for a new job. However, I have not been able to sell my house. I am able to pay both rent here in St. Louis and my house payment. However, I do not enjoy paying both. I would like this loan so that I may fix the driveway and the two garage doors. The remainder of the loan will be place into a bank account. I plan to rent this house out. I will place this money into a bank account. The sole purpose of this account will be for the house. When I collect rent it will go into this account. When I fix something on the house it will come from this account. When I pay loans the house payment and the Prosper loan it will come from this account. My financial situation: Like I said above I am able to pay rent and the house payment. When I rent the house that will free up even more of my cash. I have a good job, make decent money and live within my means. I have not been late on any payments of any kind since college. And those non-payments were on purpose, the evil cable company charged me too much and would not admit it. I fought it for awhile but they finally put it on my credit report and I had to take care of it to buy my house. Monthly net income: $ Salary: $4,100 My most recent bonus was $1,250 and I expect that to increase every year. Monthly expenses: $ Housing: Home: $883.00 This is the one I will rent. Insurance and taxes included Rent: I split with my roommate, my share is $360 Insurance: $ 70.00 car insurance Car expenses: $ 330 plus gas of about $40 per week Utilities: $ 100 - my half Phone, cable, internet: $110 Food, entertainment: $ 250 Clothing, household expenses $ 75 Credit cards and other loans: $ 300 Other expenses: $ 50 |
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