Emergency Home Repair

| Listing Information | |||
|---|---|---|---|
| Amount: | $1,550.00 | Status: | Loan created |
| Grade: | D | DTI: | 14% |
| Lender Rate: | 23% | Borrower: | futureentrepreneur78 |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-09-19 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Sep 19, 2007 | Current |
| Jan 17, 2008 | Payoff in progress |
| Jan 19, 2008 | Paid |
|
Purpose of loan: My house was built in 1908 and is a historical home. It still has some of the original piping in the basement connecting my water heater and utility tub. My water heater, which served this house for several years before I bought it has finally died. The master plumber who assessed the situation says that I need some re-piping, new shut off valves and dialetric unions in addition to a new water heater. I need funds this week in order to fix these problems and I would rather not have to deal with a bank for this. That is why I am making this emergency appeal to the prosper lending community. My financial situation:My credit has been affected by poor decisions I made during my years in undergraduate school. However, I know the value of integrity as it relates to financial matters. I pay all of my bills on time. I am a home owner and landlord. I operate according to a strict budget. I'm very financially disciplined. (explain why you are a good candidate for paying back this loan) Monthly net income: $2750 from my job with an additional $600 per month from tenant Monthly expenses: $ Housing: $906 per month Insurance: $133 per month Car expenses: $154 per month Utilities: $295 per month Phone, cable, internet: $87 per month Food, entertainment: $150 per month Clothing, household expenses $75 per month Credit cards and other loans: $100 per month Other expenses: $45 per month |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 199244 | My Back is Against the Wall - Need Funds for Startup Now! | D | $15,000 @ 24% | Sep 08, 2007 | Withdrawn |
| 291373 | Completing work on bath and kitchen on 100 historic home | D | $12,500 @ 18% | Mar 11, 2008 | Withdrawn |
| 292518 | Completing work on bath and kitchen on 100 historic home | D | $10,000 @ 23% | Mar 12, 2008 | Expired |
| 299172 | Need Money for Home Repairs | D | $10,000 @ 24% | Mar 25, 2008 | Expired |
| 303549 | Complete Work on Kitchen and Bath Before Memorial Day!!! | D | $5,000 @ 24% | Apr 02, 2008 | Withdrawn |
| 303609 | Complete Work on Kitchen and Bath Before Memorial Day!!! | D | $5,000 @ 24% | Apr 02, 2008 | Withdrawn |
| 303615 | Complete Work on Kitchen and Bath Before Memorial Day!!! | D | $5,000 @ 24% | Apr 02, 2008 | Loan created |
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