Relist: Debt Consolidation plus Wedding Expenses
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,700.00 | Status: | Loan created |
| Grade: | C | DTI: | 22% |
| Lender Rate: | 17% | Borrower: | 1phat_cat |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Rosebud Opportunities |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-25 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Sep 25, 2007 | Current |
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Purpose of loan: Hello, this is a relist, my last listing was 58% funded. So I thought I would give it another try, Thanks for your help. I am a 29 year old mother of 2, boy and a girl. The purpose of this loan is to assist me in debt consolidation and also, assist in paying for my wedding. I would like to use the funds to pay down my current debt which would help me start my new married life out on a good note. The wedding I am planning is not over the top, just something I can be proud. The planning came up unexpectantly, but, I want to do everything I can to have a nice day. I appreciate any assistance you could lend helping to consolidate my debt and make a this a day to remember. Thanks again for helping me with my special day. My financial situation: I am currently employed with a fortune 500 company and have been since Dec. 2003. I am very confident that this loan will be repaid within the 3 year mark. With asking for this loan I have read the terms and made sure that this loan can be financially maintained. I assure you that monthly payments will me made on time, as I am also trying hard to build my credit. I am paid bi-weekly and funds are direct deposited to my account. In Nov. 07, I am due a yearly increase which will assist in my repayment of this loan. i do realize that I have two public records, 1. bk and 2. judgement for my school loan. I have learned from my mistakes in the past, and I am committed to clearing up my student loan judgement in the amount of $386. As for the bk, it was definatly a learning experience, but, I assure you I have learned my lesson. I want oyu to know the bk came at a time when I was 22, I had had a baby 2 1/2 years prior, I was a single mother struggling to pay bills working a minimum wage job at Target. I had to decide between paying credit card bills or buying milk and pampers. Please give me a chance to show, I have changed. Thanks. Monthly net income: $3,423.00 Monthly expenses: $ Housing: $830.00 Insurance: $98.00 Car expenses: $595.00 Utilities: $40.00 Phone, cable, internet: $111.00 Food, entertainment: $350.00 Clothing, household expenses $ Credit cards and other loans: $40.00 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 195521 | Wanting nice wedding | C | $9,999 @ 22% | Aug 31, 2007 | Withdrawn |
| 195613 | Wanting nice wedding | C | $9,999 @ 19% | Aug 31, 2007 | Withdrawn |
| 196714 | Wedding of My Dreams | C | $9,000 @ 24% | Sep 03, 2007 | Withdrawn |
| 196954 | Wedding of My Dreams | C | $8,000 @ 27% | Sep 04, 2007 | Withdrawn |
| 198583 | Debt Consolidation plus Wedding Expenses | C | $8,000 @ 27% | Sep 06, 2007 | Expired |
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