p2p lending at lending club
Improved Income, Now Looking to Improve Expenses

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Listing Information
Amount: $11,750.00 Status: Loan created
Grade: C DTI: 26%
Lender Rate: 15% Borrower: Einsteinwsu
Time Left: Finished State: WA
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2007-09-28 EricsCC ROI: 12%
Status History
Sep 29, 2007 Current
Purpose of loan:
I will be solely paying off my revolving debt. My weighted interest rate on all credit card debt right now is 25.37% which I would like to bring down. After these accounts are paid off many of them will be closed.

My financial situation:
I recently went from a commission sales position making around $45k a year to a salary position making $60k. This has made cashflow more stable and dependable.

Monthly net income: $ 3750

Monthly expenses: $
  Housing: $ 1390
  Insurance: $ 175
  Car expenses: $ 75
  Utilities: $ 50
  Phone, cable, internet: $ 300
  Food, entertainment: $ 300
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 1200ish. Please refer to the pictures for a complete breakdown
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