CIA & CPA Review and Testing

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: B DTI: 26%
Lender Rate: 13% Borrower: jminor
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-09-21 EricsCC ROI: 10%
Status History
Sep 21, 2007 Current
Purpose of loan:
The purpose of this loan is to help me pay for the review courses for the CPA (certified public accountant) and CIA (certified internal auditor) certifications and for the testing fees.  I currently work as an internal auditor.  These certifications will help me further my career. 

My financial situation:
In addition to the reasons above I also am trying to establish a good history on prosper.com because I plan on opening my own accounting office in 2-3 years.  I figure that if I begin proving myself now, that when it comes time to fund my business things will be significantly easier.   The delinquency on my credit report should not be there.  I sent letters to all three credit agencies on August 22 to try and remove that item.

My monthly budget:
Mortgage/rent: $ 1195
Insurance: $ 192    
Car expenses: $ 475
Utilities: $  150
Phone, cable, internet: $ 125
Food, entertainment: $ 300
Clothing, household expenses $ 50
Credit cards and other loan payments: $ 40
Other expenses: $ 100
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Total monthly expenses: $ 2627
Borrower's Other Listings
122720 Accounting Business C $15,000 @ 22% Apr 12, 2007 Withdrawn
126250 Summer School and Review Course C $1,000 @ 24% Apr 20, 2007 Loan created
143616 Starting My Business and Finishing My Education! C $25,000 @ 23% May 28, 2007 Withdrawn
143917 Get My Business Going C $15,000 @ 23% May 29, 2007 Withdrawn
144544 The Desire And Drive To Succeed In My Business C $12,000 @ 24% May 30, 2007 Withdrawn
145994 *Revised* Accountant That Wants To Be Self Employed C $6,500 @ 24% Jun 02, 2007 Cancelled
198107 CIA & CPA Review and Testing B $5,500 @ 20% Sep 06, 2007 Withdrawn

 

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