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Creating an emergency fund

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: C DTI: 11%
Lender Rate: 19% Borrower: workalot34
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-09-18 EricsCC ROI: 18%
Status History
Sep 18, 2007 Current
Jan 18, 2008 Payoff in progress
Jan 25, 2008 Paid
Purpose of loan:
(explain what you will be using this loan for)
I would like to start an emergency fund.  I would put the money in an online account that will yield 5.00%
My financial situation:
(explain why you are a good candidate for paying back this loan)
I've always paid my bills.  Whether it's a car loan or credit cards.  I've always paid the bills off.
Monthly net income: $ 3000-3500

Monthly expenses: $
  Housing: $ 0 (spouse pays)
  Insurance: $22.53 (life)
  Car expenses: $ 20
  Utilities: $70 
  Phone, cable, internet: $ 125
  Food, entertainment: $ 350
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 250
  Other expenses: $ 21 (gym)
Borrower's Other Listings
277451 Paying off one credit card B $5,500 @ 14% Feb 08, 2008 Withdrawn
278918 Paying down credit card payments B $6,500 @ 14% Feb 12, 2008 Loan created

 

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