Home Improvement
Homeownership Verified

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Listing Information
Amount: $22,500.00 Status: Loan created
Grade: AA DTI: 0%
Lender Rate: 16% Borrower: JohnnyGood
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2007-09-25 EricsCC ROI: -65%
Status History
Sep 27, 2007 Current
Dec 10, 2007 Late
Dec 26, 2007 1 month late
Jan 26, 2008 2 months late
Mar 01, 2008 3 months late
Mar 28, 2008 4+ months late
Dec 29, 2008 Default
Purpose of loan:     
    The proceeds from this loan will be used for home improvements as well as for some minor medical expenses. Being a model neighbor, I wish to give my house a fresh look and myself an out-most pleasure of residing in it.

My financial situation:     
    I feel that I am an excellent candidate because of my excellent credit, an ability to generate steady income on my own and pay bills on time. As such, I will have no problem paying off the loan that I am requesting within an agreed time frame. I also have a loving wife and precious kids to come into my rescue if anything was about to go wrong. I am an honest man and I appreciate you taking your time to read my listing.     
    If you have any questions and you would like them answered promptly please feel free to contact me.  I will be happy to answer anything that may be of a question or concern to you.

Monthly net income: $ 3800

Monthly expenses: $ 1400 

Housing: $ 515 
Car insurance: $ 55 
Car expenses: $ 150 
Utilities: $ 150 
Phone, cable, internet: $ 15 
Food, entertainment: $ 200 
Clothing, household expenses $ 150 
Credit cards and other loans: $ 0 
Other expenses: $ 100

 

Borrower's Other Listings
187390 Remodeling an HUD home AA $23,500 @ 13% Aug 14, 2007 Cancelled
192359 Remodeling an HUD home AA $25,000 @ 15% Aug 24, 2007 Expired
196860 Home Improvement AA $23,500 @ 15% Sep 03, 2007 Withdrawn

 

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