Consolidation Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 31% |
| Lender Rate: | 13% | Borrower: | Dogfish |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-09-25 | EricsCC ROI: | -43% |
| Status History | |
|---|---|
| Sep 27, 2007 | Current |
| Aug 09, 2008 | Late |
| Aug 26, 2008 | 1 month late |
| Sep 26, 2008 | 2 months late |
| Oct 26, 2008 | 3 months late |
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Purpose of loan: This loan is to simply make my life easier. I currently juggle so many tasks and I would love simply to have one payment to make monthly. Recently, after losing a great job and having difficulty finding another full time job, I decided to look elsewhere. My girlfriend has gotten the opportunity to move to Los Angeles and I am moving with her. I attended Specs Howard (a media school) and intend to find a job in my trained field. She is covering the cost of the move, while I provide the muscle. lol I am taking out this loan to help pay off my loans and charge cards that total about $12000, while having a small nest egg that I can keep in my savings, just in case. I'd like to have all my ducks in a row before I move west. My financial situation: I am a highly responsible individual. I started working when I was 15 and bought my first house when I was 24. I have never had difficulties paying my debts, but just have had a small bump in the road. After losing my job in March, I returned to a job I had previously held a few years ago. I really enjoy my work, but only get 25-30 hours per week. I jump at the chance for more hours. Today, I accepted a new job that I will be starting at the end of the month. It pays better than my current job and is full time. It is with a well known national retailer. I have never had a period of significant unemployment. It is important for me to work. Monthly net income: $ 2100 Monthly expenses: $ Housing: $ 500 Insurance: $ 50 Car expenses(gas): $ 50 Utilities: $ 45 Phone, cable, internet: $ 40 Food, entertainment: $ 50 Clothing, household expenses $ 10 Credit cards and other loans: $ 150 Other expenses: $ |
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