Turning 5 Payments into 1!
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 20% |
| Lender Rate: | 20% | Borrower: | missmiamia |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Rosebud Opportunities |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-09-26 | EricsCC ROI: | -37% |
| Status History | |
|---|---|
| Sep 27, 2007 | Current |
| Jan 10, 2008 | Late |
| Jan 30, 2008 | 1 month late |
| Mar 01, 2008 | 2 months late |
| Mar 28, 2008 | 3 months late |
| Apr 27, 2008 | 4+ months late |
|
Purpose of loan: I have the following debts that I will be using the Prosper loan to pay off:* 28.9%...HFC: $15,224 * 26.9%...Sears: $3,320 * 28.38%...GEMB/ American Resident: $1,612 * 28.38%...GEMB/Care Credit: $1,472 * 27.99%...Orchard Bank: $1,042 Over the last 6-7 years I have purchased my home in a great market and worked hard to build a good credit history. I have managed to pay all of my accounts on time and will continue to do so! Working in the mortgage & finance industries, I now understand the credit card interest rate game. I have figured out that either I can be played by the large credit card companies or I can play with them. There is no need to continue paying yearly fees and huge interest rates, when I can just pay you lovely Prosper investors! About Us: We are a Christian family. My husband is a music producer and we have one daughter who is 12 years old. I am a licensed Real Estate Agent and Loan Officer trying to survive in today?s market. Luckily I have loyal customers who send referrals and continue to come back based on my previous work. I also happen to be a licensed cosmetologist and I love making people?s hair look good for special occasions. I have started a home based business that is producing a small residual income and I look forward to its growth in the next few years. I am very entrepreneurial, professional and ethical. This loan request is $3,000 over my revolving debt amount because I?d like to use the additional $3,000 to cover supplies, marketing and advertising for my home based business. As soon as my loan reaches the 5% funded level, I will immediately pursue bank account verification. Monthly net income: $ 6,000 Monthly expenses: $ 4,553 Housing: $ 1404 Car Insurance: $ 114 Car Expenses (gas for SUV!): $ 400 Phone, cable, internet: $ 230 Water, trash, gas, electricity: $275 Food, entertainment: $ 400 Clothing, healthcare: $ 250 Household, necessities: $120 *HFC: $ 400 *Sears: $ 160 *GEMB/AR: $ 60 *GEMB/CC: $ 50 *Orchard Bank: $ 40 Child?s School (Bus, Lunch, Supplies): $ 150 Misc: $ 500 Leftover: $1,447 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 194636 | Consolidating My Debt | D | $25,000 @ 29% | Aug 29, 2007 | Withdrawn |
| 194669 | Consolidating My Debt | D | $25,000 @ 25% | Aug 29, 2007 | Withdrawn |
| 198005 | Turning 5 Payments into 1! | D | $25,000 @ 28% | Sep 10, 2007 | Withdrawn |
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