Need help paying off high interest rate cards & loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $19,400.00 | Status: | Expired |
| Grade: | D | DTI: | 82% |
| Lender Rate: | 29% | Borrower: | Dreamz2Reality |
| Finished | State: | CA | |
| Funded: | 0% | Group: | Super Clean Credit |
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Purpose of loan: Hello everyone! I am a very ambitious individual and have made the mistake of putting my dreams on my credit cards such as travel, acting classes, dance classes, headshots, gas money to get to auditions, my travel business, business trainings, personal development, and make up school. I am looking to consolidate credit cards and a loan to a lower interest rate. My financial situation: I know it says that I've only worked at my job for 4 months, but prior to my current job I've worked at a restaraunt for several years. I guess acting and the restaraunt industry go hand and hand. Espcially when you need something flexible to go to auditions and get days off to shoot. I've always enjoyed the fast cash and flexablility that the service industry has to offer. I also receive income from acting gigs. I've paid off loans before and always pay my bills each month. Just like many, I made the mistake of using my cards to fund everything I do. The interest rates on my cards and loan are so high that it would take forever to pay it off! Monthly net income: $ 2000 Monthly expenses: $ 1400 Housing: $ 0 Insurance: $ 0 Car expenses: $350 Utilities: $ 0 Phone, cable, internet: $100 Food, entertainment: $100 Clothing, household expenses $ 50 Credit cards and other loans: $ 600 Other expenses: $ 200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 194232 | Need help paying off high interest rate cards & loan | D | $19,400 @ 19% | Aug 28, 2007 | Expired |
| 207380 | Debt consolidation from start-up expenses for acting career. | D | $10,500 @ 29% | Sep 28, 2007 | Open |
| 211675 | Debt consolidation from start-up expenses for acting career. | D | $10,500 @ 19% | Oct 08, 2007 | Loan created |
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