Excellent Credit. Reinvesting in Prosper
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|Loan Status:||Paid||Origination Date:||2007-09-24||EricsCC ROI:||8%|
|Sep 21, 2007||Current|
|Apr 24, 2008||Payoff in progress|
|Apr 29, 2008||Paid|
Hi, I have borrowed and repaid two loans so far on prosper, on time (early) and in full. The first loan was for $5,000 and the second one was for $25,000. The purpose of this loan of $25,000 is for a bridge I would like until February - I will receive a guaranteed bonus in February from my job, and I plan to repay this loan at that time. I reserve the right to continue to hold the loan for the 3 years, but I will never be late and I will always repay. I will use this loan towards a property purchase overseas. I am putting 65% down on the property and getting only 35% from a bank. The loan will be fully covered by the rental on the property and there is room for more loan on the property. I would like to have the option of having some more cash free until I receive my guaranteed bonus in February.
I am a lender on prosper with $100,000 in loan value.
I earn 6 figures and sometimes 7 figures
I own my own home in and have a rental property as well.
I net more than $20,000 per month not including bonsues and use less than half of that for living expenses. Thus, more than $10,000 available each month to pay back my loan.
In addition, I have more than $1 million in liquid investments.
I have never been late and I will never be late in making payments. I am in stellar financial condition and I will keep it that way. I will pay you back on time or earlier.
My first loan was for $5,000 and funded at 8.05%; second one was $25,000 at 10%. I paid back both of those. I'm starting this one for $25,000 at 10.5% and hoping to get funded there or lower.
Thank you for your bids.
|Borrower's Other Listings|
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|103981||Safe Loan||AA||$5,000 @ 8%||Feb 27, 2007||Expired|
|105695||Safe Loan||AA||$10,000 @ 8%||Mar 02, 2007||Expired|
|107053||Safe Loan||AA||$10,000 @ 9%||Mar 05, 2007||Expired|
|108734||Excellent Credit. Reinvesting in Prosper||AA||$1,000 @ 7%||Mar 08, 2007||Cancelled|
|115002||Excellent Credit. Reinvesting in Prosper||AA||$5,000 @ 8%||Mar 23, 2007||Loan created|
|145670||Excellent Credit. Reinvesting in Prosper||AA||$25,000 @ 10%||Jun 01, 2007||Withdrawn|
|146333||Excellent Credit. Reinvesting in Prosper||AA||$25,000 @ 10%||Jun 03, 2007||Loan created|
|366612||Excellent Credit. Reinvesting in Prosper||AA||$24,999 @ 10%||Jul 14, 2008||Withdrawn|
|369052||Excellent Credit. Reinvesting in Prosper||AA||$24,999 @ 12%||Jul 17, 2008||Withdrawn|