p2p lending at lending club
Consolidating My Last Credit Cards
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Listing Information
Amount: $25,000.00 Status: Loan created
Grade: AA DTI: 9%
Lender Rate: 11% Borrower: TheStellarFamily
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 3 months late Origination Date: 2007-09-24 EricsCC ROI: -43%
Status History
Sep 23, 2007 Current
Sep 09, 2008 Late
Sep 25, 2008 1 month late
Oct 25, 2008 2 months late
Nov 25, 2008 3 months late
Purpose of loan:
Consolidating my last 2 credit card balances that are at slightly higher interest rates and pay a small family loan.  We have no other personal debt and this will be a great way to close them out and reach our goal.

My financial situation:
We are financially solid with a full time government engineering position and full ownership of 2 small successful businesses.  Income comes to us from all three of these sources giving us excellent financial security.

Monthly net income: $ 11,200.00

Monthly expenses: $
  Housing: $ 1900.00
  Insurance: $ 200.00
  Car expenses: $ 50.00
  Utilities: $ 350.00
  Phone, cable, internet: $ 230.00
  Food, entertainment: $ 150.00
  Clothing, household expenses $ 175.00
  Credit cards and other loans: $ 0 (after this loan)
  Other expenses: $ 0
Borrower's Other Listings
299228 Consolidating My Last Credit Cards C $3,600 @ 13% Mar 25, 2008 Expired

 

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