p2p lending at lending club
"B" - No DQs - Loan consolidation

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Listing Information
Amount: $18,001.00 Status: Loan created
Grade: B DTI: 28%
Lender Rate: 14% Borrower: believeit
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-09-27 EricsCC ROI: 11%
Status History
Sep 27, 2007 Current
Purpose of loan: bill consolidation  
My financial situation:  I would like to consolidate 3 loans (Spectrum C.U., Citifinancial,  and Lendmark- totals - $17,864)
Monthly net income: $ 3830

Part-time Teaching                400
Total                                      4230
Monthly expenses:      $  3076
Left over amount                 1154
Housing:                           $   760 rent
Insurance:                              125                      
Car note:                                529      
Utilities:                                    80
Phone,
cable, internet:      150 
Food, entertainment:        325
Clothing/hh                     150
Credit cards:                     39 paid
Loans monthly                 957
Loans include:  Spectrum Credit Union  $7,000  rate 14.99   monthly $194 will pay in full
                       Lendmark Financial       $3,184 rate  18.5                 $130 will pay in full 
                       job credit union            $6,000  rate 10.5                 $230
                       Citifinancial                  $7,680 rate  17.9                 $203 will pay in full
                       Bank of America           $14,000 rate 17.9       
Borrower's Other Listings
153465 ALL ACCOUNTS PAID ON TIME/CREDIT RATING WRONG HR $9,902 @ 21% Jun 17, 2007 Withdrawn
153493 ALL ACCOUNTS PAID ON TIME/CREDIT RATING WRONG HR $9,902 @ 21% Jun 17, 2007 Withdrawn
154758 FICO, Where are You? Yoo Hoo FICO, is that you? HR $6,001 @ 21% Jun 19, 2007 Withdrawn
154975 FICO, Where are You? Yoo Hoo FICO, is that you? HR $6,001 @ 21% Jun 19, 2007 Withdrawn
154986 FICO, Where are You? Yoo Hoo FICO, is that you? HR $6,001 @ 21% Jun 19, 2007 Withdrawn
157920 md. requires 6k min., only need 1500 HR $6,001 @ 21% Jun 25, 2007 Expired
169556 Making a Change in My Life D $6,001 @ 22% Jul 15, 2007 Expired
176088 "D" relisting - vetted/verified D $6,001 @ 22% Jul 31, 2007 Expired
183679 Relist - paying off credit card debt D $6,001 @ 22% Aug 08, 2007 Expired
361811 Paying for college courses/laptop computer C $7,000 @ 29% Jul 07, 2008 Expired

 

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