p2p lending at lending club
Boost Credit Score and Pay less Interest

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Listing Information
Amount: $4,750.00 Status: Loan created
Grade: D DTI: 28%
Lender Rate: 16% Borrower: virtualtap
Time Left: Finished State: UT
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-09-21 EricsCC ROI: 13%
Status History
Sep 21, 2007 Current

Thanks for taking the time to look at my listing.

My Goal is to raise my credit score, pay less interest over a long period of time, and help people like you make some money rather than the credit card companies.

Because 40-50% of the credit score is based on revolving credit this loan will drastically improve my credit score.

  • CC1   $1809.01   @ 31%
  • CC2   $2512.13   @ 31%
  • CC3   $  461.38   @ 16%

By consolidating with prosper I will only save $23.37 per month, but I will save $784.23 in interest and I will have it paid off in no more than 3 years rather than forever, I do plan to pay it off in less than 6 months though, best of all I raised my credit score dramatically.

Monthly net income: $2500-3500, not counting Wife?s income!

  • $182        Prosper
  • $750        Rent
  • $0            Utilities (included in rent)
  • $380        Vehicle
  • $80          Car Insurance
  • $120        Cell Phone
  • $60          Gas
  • $360        Food, clothing, and Entertainment
  • $150        Life Insurance/Savings Plan
  • $2081      Total
  • $3,000     Income
  • $919       Left over each month

Thanks for your help!

Borrower's Other Listings
196683 Help me Save 22K D $18,600 @ 20% Sep 03, 2007 Withdrawn
197912 Pay off high interest accounts D $7,500 @ 22% Sep 05, 2007 Withdrawn

 

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