Want to pay off high interest credit cards

| Listing Information | |||
|---|---|---|---|
| Amount: | $24,750.00 | Status: | Loan created |
| Grade: | B | DTI: | 46% |
| Lender Rate: | 15% | Borrower: | tucker13 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-24 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Sep 23, 2007 | Current |
|
Purpose of loan: (explain what you will be using this loan for) I need to pay off high interest credit cards from Chase. The interest rates and payment increase have made it difficult to enjoy my life. Big Banks are killing us little guys with 30% interest and little hope of payign cards off unless we hit the lottery. If you bid on my loan your money is safe. I am a Viet Nam Navy Veteran and could use a little help from my veteran brothers out there.. My financial situation: (explain why you are a good candidate for paying back this loan) I have never defaulted on a loan or missed a payment in 31 years of marriage. My credit report shows since 1982, but I bought my first house in 1979. My 'b' credit rating is not indicative of my credit worthiness. Some of the open accounts on my credit report (about $30,000) are student loans I co-signed for but do not pay on. I occassionally have helped my kids out through rought times, but by and large they pay the loans as they have all graduated college. I appreciate all the notes from people giving me advice and asking me to join their group. My monthly income is usually more than that shown. The net shown is based on my base salary. I also receive commisions, but cannot verify that as it is not a constant except for on my tax returns. My wife is also employed in the local School system for over ten years. We are responsible people who have always paid our bills. Always ! Monthly net income: $ 6200.00 Monthly expenses: $ 5265.00 Housing: $ 1250.00 Insurance: $ 150.00 Car expenses: $ 370.00 Utilities: $ 320.00 Phone, cable, internet: $ 125.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 250 Credit cards and other loans: $ 1400.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 184925 | Want to pay off high interest credit cards | B | $25,000 @ 16% | Aug 17, 2007 | Withdrawn |
| 190507 | Want to pay off high interest credit cards | B | $25,000 @ 18% | Aug 21, 2007 | Withdrawn |
| 191730 | Want to pay off high interest credit cards | B | $24,750 @ 20% | Aug 23, 2007 | Expired |
| 193021 | Want to pay off high interest credit cards | B | $24,750 @ 19% | Aug 26, 2007 | Withdrawn |
| 193296 | Want to pay off high interest credit cards | B | $24,750 @ 21% | Aug 27, 2007 | Expired |
| 196508 | Want to pay off high interest credit cards | B | $24,750 @ 21% | Sep 03, 2007 | Withdrawn |
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