Debt Consolidation after employment change
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 79% |
| Lender Rate: | 12% | Borrower: | tspecialk183 |
| Finished | State: | IA | |
| Funded: | 100% | Group: | Super Clean Credit |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-09-17 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Sep 15, 2007 | Current |
| Aug 07, 2008 | Payoff in progress |
| Aug 13, 2008 | Paid |
|
Purpose of Loan: I used credit cards to pay bills when I lost my job of 15 years from cut backs. I will use this loan to consolidate my charge card debts and pay down the debt faster. . My financial situation: I have been employed as a receptionist at my current firm for 1 1/2 years. I have a great payment record, and have never made a late payment. I am a responsible person with a stable income, who is recovering from a situation that put me in debt. My plan to pay down my debt is working, but very slowly. I would like to use a Prosper loan to save money, and help pay down the debt faster. Annual income : $17,680.00 Monthy income: $ 2,043.00 Monthly expenses: $ 1,545.50 Housing: $ 250.00 Insurance: $ 100.50 car & house Car expenses: $ 220.00 . Utilities: $ 180.00 Phone, cable, internet: $ 104.00 Food, entertainment: $ 200.00 Credit cards and other loans: These 3 credit cards are what my prosper loan will pay off. Credit card #1 $9,611.42 rate 21.37% $241.00 Credit card #2 $2,526.36 rate 8.00% $75.00 Credit card #3 2,808.97 rate 11.99% $175.00 I also receive income of $6,320.40 yearly for child support Total left over after credit cards are paid off:$1017.70 child support included |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 190213 | Paying of high rate credit cards | AA | $15,000 @ 16% | Aug 20, 2007 | Expired |
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