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Getting rid of all debt to continue education

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: C DTI: 43%
Lender Rate: 20% Borrower: aj7784
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-09-14 EricsCC ROI: 16%
Status History
Sep 13, 2007 Current
Purpose of loan: 
I would only be using this loan to pay off all of my debt so I can have a clean slate to be able to continue my education. I have been able to obtain my Associate's in Paralegal Studies and I am almost finished with my Paralegal Certification but I would like to obtain my Bachelor's so I can obtain a legal employment job. My parents have not been able to help me financially instead I have had to help them almost all my life which has lead to my debt. I would appreciate a fresh start so very much. It would be so much more easier for me to have one monthly payment instead of having to make multiple payments to multiple lenders.

My financial situation: 
I am a very dependable candidate for a personal loan because I have been with my employer for almost 10 years, but just got promoted to full time status a little over a year ago. I pay all of my bills on time if not early and I take care of everything myself. Since I also assist my parents and brother with their financial obligations this is why I have requested a loan to help me pay everything off in a quicker amount of time to help improve my credit score so I can continue my education and eventually purchase a house of my own. 

Monthly net income: $ 1958.86

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 171.84
  Car expenses: $ 456.80; 30 dollars every two weeks for gas
  Utilities: $ 0
  Phone, cable, internet: $ 300
  Food, entertainment: $ 150
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 700+
  Other expenses: $
Borrower's Other Listings
305169 Getting rid of all debt to finish education and start anew. B $10,000 @ 21% Apr 09, 2008 Withdrawn

 

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