Replacing current car loan

| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | AA | DTI: | 195% |
| Lender Rate: | 9% | Borrower: | wearesofragile |
| Finished | State: | NY | |
| Funded: | 100% | Group: | 0 DELINQUENCIES OR DECENT CREDIT GET FUNDED NOW |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-12 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Sep 13, 2007 | Current |
|
Purpose of loan: I had tried to get a larger loan on here, but it did not get fully funded. I thought I would use a smaller loan to gain some credibility on the site as a safe investment. This loan will be used basically to pay off a higher interest rate credit card and show my ability to pay off loan on here. My last loan was fully funded, but I did not receive my address verification card in time, so my loan had to be canceled. I am all verified now! Thanks! My financial situation: We have a very healthy income and pride ourselves on taking car of our bills. We are actually moving to become debt free within 5 years (not through one of those CONsolidation places!). I have a strong credit history. It does say I have one delinquiecy, I believe that is from when we moved, not all of my mail was forwarded due to last name being mispelled and so the payment was late 1 time (that was quite a number of years ago). |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 180450 | Buying a vintage car | AA | $12,000 @ 14% | Aug 02, 2007 | Expired |
| 185876 | Replacing current car loan | AA | $20,000 @ 14% | Aug 12, 2007 | Expired |
| 191207 | Replacing current car loan | AA | $1,500 @ 9% | Aug 22, 2007 | Cancelled |
| 309624 | Consolidation of Credit cards | C | $15,000 @ 13% | Apr 13, 2008 | Expired |
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