p2p lending at lending club
Replacing current car loan
Homeownership Verified

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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: AA DTI: 195%
Lender Rate: 9% Borrower: wearesofragile
Time Left: Finished State: NY
Funded: 100% Group: 0 DELINQUENCIES OR DECENT CREDIT GET FUNDED NOW
Loan Information
Loan Status: Current Origination Date: 2007-09-12 EricsCC ROI: 7%
Status History
Sep 13, 2007 Current
Purpose of loan:
I had tried to get a larger loan on here, but it did not get fully funded. I thought I would use a smaller loan to gain some credibility on the site as a safe investment. This loan will be used basically to pay off a higher interest rate credit card and show my ability to pay off loan on here. My last loan was fully funded, but I did not receive my address verification card in time, so my loan had to be canceled. I am all verified now! Thanks!
My financial situation: 
We have a very healthy income and pride ourselves on taking car of our bills. We are actually moving to become debt free within 5 years (not through one of those CONsolidation places!).  I have a strong credit history. It does say I have one delinquiecy, I believe that is from when we moved, not all of my mail was forwarded due to last name being mispelled and so the payment was late 1 time (that was quite a number of years ago).

Borrower's Other Listings
180450 Buying a vintage car AA $12,000 @ 14% Aug 02, 2007 Expired
185876 Replacing current car loan AA $20,000 @ 14% Aug 12, 2007 Expired
191207 Replacing current car loan AA $1,500 @ 9% Aug 22, 2007 Cancelled
309624 Consolidation of Credit cards C $15,000 @ 13% Apr 13, 2008 Expired

 

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