Eric's Credit Community

Purpose of loan:

Let me start out by saying how grateful I am that you would consider loaning to an individual as myself. I am a hardworking Christian individual who is tired of the rat race of having to work a 40 hr a week job. Myself like most of the middle class Americans are tired of working day in and day out which in return benefits the company?s we work for.   The reason I am requesting this loan is so I may purse a couple of different options. While I am still working a full-time job, I have joined a group known as Ecoquest, where I am a distributor for the most advanced systems in air purification which is unlike any other air purification systems out there on the market today. I purchase the systems outright and distribute them on my own time making a couple hundred dollars for each one.  

The other reason for the loan is I would like to pursue my own transportation business again. Most of my careers in life have been with the transportation business. With my current job I am employed as a CDL Driver for a major company. In the past I did have my own transportation company (GGO Inc.) where I transported vehicles for individuals who either did not want to drive it to their designation because of either a classic condition or did not have the funds to pay a corporate transportation company. I have just recently scheduled some new appointments.  

And last as most of you might know that when you are stuck working for someone else your time with your family is limited. I have two grandkids that are in other states that I do not get to see as often as I would like also a mother who lives in Virginia that was just recently widowed and is there alone who needs assistance from myself. I am sure that most of you out there feel the same, your parents were there for you and now you need to be there for them.  

If my loan is funded this will help me get a good start to having the financial freedom so I may be my own boss and have the luxury of being there for my family when they need me. Again, considering helping me get funded would be greatly appreciated.

Monthly Income:
$2800.00
(not including revenue from home based business and spouses income)

Monthly Expenses:
Housing: $1800.00
Insurance: $70.00
Car expenses: $200.00
Utilities: $125.00
Phone, cable, internet: $85.00
Food, entertainment: $150.00
Clothing, household expenses $75.00
Credit cards and other loans: $0.00
Other expenses: $ 100.00 (Contributions to the Church) $300.00 (additional income from daughter)

My financial situation:

As you can see, my credit rating is good. I always pay my bills on time and at this time, I am not late with any payments.