Consolidate Credit Card Debt

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: D DTI: 23%
Lender Rate: 18% Borrower: jva82283
Time Left: Finished State: MN
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2007-09-14 EricsCC ROI: -1%
Status History
Sep 14, 2007 Current
Dec 31, 2008 Late
Jan 15, 2009 1 month late
Feb 15, 2009 2 months late
Mar 15, 2009 3 months late
Mar 20, 2009 Current
Sep 05, 2009 Late
Sep 15, 2009 Current
Dec 02, 2009 Late
Dec 15, 2009 1 month late
Jan 15, 2010 2 months late
Feb 15, 2010 3 months late
Mar 15, 2010 4+ months late
Mar 18, 2010 Default
Purpose of loan:
I have  1k in credit card debit spread across three at high rates that i want to consolidate into one payment.  I have another 1k in CC debt but that currently is under no interest for another several months so i figure if i make payments of 150 on each per month (300 total) ill be free of that debt in 7-8 months.

My financial situation:
I now have a job as a TA at a high school and also found another job at a tutoring agency that I will be starting in sept sometime. S i will be working about 50 hrs a week.  the TA job pays 12/hr and the tutoring job 20/hr.  My parents are letting stay at home for the next year so i dont have to pay any rent currently.

 I am not currently delinquent on any payment (i was late on one payment but that was taken care of Aug 12th, 2007).

Monthly net income: $ 1500-2000

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 100
  Car expenses: $ 50
  Utilities: $ 0
  Phone, cable, internet: $
  Food, entertainment: $ 50
  Clothing, household expenses $
  Credit cards and other loans: $
  Other expenses: $
Borrower's Other Listings
195311 Consolidate Credit Card Debt D $2,500 @ 18% Aug 30, 2007 Withdrawn

 

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