Consolidate and Pay Off Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,825.00 | Status: | Loan created |
| Grade: | B | DTI: | 21% |
| Lender Rate: | 11% | Borrower: | jessross |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-14 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Sep 13, 2007 | Current |
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Purpose of loan: I will be using this loan to consolidate two credit card balances in to one monthly payment at a lower interest rate, enabling me to pay off my debts faster. My financial situation: I work for an established and reputable company, BEA Systems, Inc. I have a secure position in my department, with excellent pay. I am currently being trained for the next level on my career path and expect to receive another pay increase within 3 - 6 months. I make my payments on time, never failing to pay off a debt. I have already paid off my car and eliminated $7,000 worth of debt within the last 12 months. Credit cards for consolidation: Chase $7,455 at 29.99% Washington Mutual $2,260 at 29.09% Monthly net income: $ 3,880 Monthly expenses: $ 3,258 Housing: $ 1,993 Insurance: $ 90 Car expenses: $ Utilities: $ 50 Phone, cable, internet: $ 75 Food, entertainment: $ 150 Clothing, household expenses $ 100 Credit cards and other loans: $ 800 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 194746 | Consolidate and Pay Off High Rate Cards | B | $20,000 @ 14% | Aug 29, 2007 | Withdrawn |
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