2nd loan. Very safe investment-NEVER LATE on payments
| Listing Information | |||
|---|---|---|---|
| Amount: | $20,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 14% |
| Lender Rate: | 15% | Borrower: | russell333 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-13 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Sep 13, 2007 | Current |
|
(explain why you are a good candidate for paying back this loan) I am offering good interest because I would like this loan to get funded ASAP I was NEVER LATE or DELINQUENT on any of my payments. This is my second loan I am taking out on prosper first 1 was paid of with in 3 months. When I took my 1st loan my score was AA and the only reason why it went down was because I took 30K cash advance out of my card with 0% introductory offer+ 20k of my own $ and put that money into CDs which earn 5.5% return. CDs are frozen for 4 more months and can't be touched. I came across business opportunity to invest into a business as a silent partner. As you can see my position is that I have $ but I can't touch them for 4 months. Last time I took a loan it was funded at 8.95%. Since my score went down I would like to reward lenders by offering higher return of 15%. This is a very unique situation for lenders to lock in good rate for a very SAFE LOAN. Happy Bidding!!! My financial situation: Monthly net income: $ I am self employed and average arround 85K a year +$dividents from 200k stock portfolio Monthly expenses: $ Housing: $ free. 0 I live with parents Insurance: $ 95-Kaiser Car expenses: $ Car is paid for Utilities Phone, cable, internet- I help out my parents by paying all the bills arround the house $500-600 a month Food, entertainment: $300-500 Clothing, household expenses $ Clothing $100-150. I don't have household expenses Credit cards and other loans: $ No other loans and credit cards I paid in full every month usually arround $1500 BE AWARE that $1500 includes all the charges that I listed above. It is NOT in addition to it Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 51779 | Safest Loan you will ever make | AA | $2,550 @ 6% | Oct 22, 2006 | Withdrawn |
| 53848 | AA very low DTI -Serious Borrower | AA | $2,550 @ 7% | Oct 26, 2006 | Withdrawn |
| 68862 | Very save investment with a high return | AA | $3,000 @ 9% | Nov 30, 2006 | Withdrawn |
| 69379 | Very save investment with a high return | AA | $10,000 @ 9% | Dec 02, 2006 | Loan created |
| 146452 | 2nd loan. Very safe investment-NEVER LATE on payments | B | $15,000 @ 13% | Jun 04, 2007 | Withdrawn |
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