Loan to Consolidate Debt/Re-establish Cred
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 15% |
| Lender Rate: | 18% | Borrower: | izman23 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-09-06 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Sep 05, 2007 | Current |
| Mar 17, 2008 | Payoff in progress |
| Mar 19, 2008 | Paid |
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Purpose of loan: To consolidate credit cards and help credit score. My financial situation: I have an excellent job for almost 13 yrs and will retire with them. I am married and have 3 wonderful children. I suffer from low credit card limits and somewhat high utilization...but.. I want to fix this issue with a consolidation loan and rebuild my credit score to over 720. In reality I can pay off my credit debt with saving but I prefer not to go this route, as I need the cushion for unforeseen problems, plus I want to build my credit. Monthly net income: $ 5,833 Monthly expenses: $ Housing: $ 2200 Insurance: $ 125 Car expenses: $ 551 Utilities: $ 200 Phone, cable, internet: $ 125 Food, entertainment: $ 200 Clothing, household expenses $ 200 Credit cards and other loans: $ 200 Other expenses: $ 200 |
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