p2p lending at lending club
Would rather pay you interest instead of credit card company
Homeownership Verified

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: B DTI: 15%
Lender Rate: 10% Borrower: chipinvest
Time Left: Finished State: KS
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-09-06 EricsCC ROI: 7%
Status History
Sep 05, 2007 Current
Purpose of loan:
This loan will be to consolidate the remaining balance on a credit card which is $4,000.  We just refinanced our home that wiped out the rest of the credit card debt and just have the remaining $4,000 which I would like to convert to a prosper loan.  I would much rather pay the good people in the community interest instead of the credit card company.  You can see I only have a 12% DTI and I've been at my job over 10 years and not going anywhere.  I'm an honest hard working family man that you can trust. 
My financial situation: 
My financial situation is very strong.  Excellent credit and low DTI.

Monthly net income: $4,000

Monthly expenses: @ $3,300
  Housing: $1,282
  Insurance: $180
  Car expenses: $358
  Utilities: $150
  Phone, cable, internet: $160
  Food, entertainment: $800
  Clothing, household expenses $200
  Credit cards and other loans: $200
Borrower's Other Listings
385400 Would rather pay you interest instead of credit card company A $16,400 @ 18% Aug 19, 2008 Withdrawn
396895 Would rather pay you interest instead of credit card company A $16,400 @ 27% Sep 11, 2008 Expired

 

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