I WILL PAY BACK 30% IMMEDIATELY!
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,001.00 | Status: | Loan created |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 28% | Borrower: | atir123 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-09-12 | EricsCC ROI: | -42% |
| Status History | |
|---|---|
| Sep 13, 2007 | Current |
| Mar 28, 2008 | Late |
| Apr 13, 2008 | 1 month late |
| May 24, 2008 | 2 months late |
| Jun 13, 2008 | 3 months late |
| Jul 13, 2008 | 4+ months late |
|
Hello and thank you for viewing my listing. This is the FIFTH time I have run a listing, but this time I'm asking for about half as much money. (I HAVE TO ASK FOR $3001, BUT WILL PAY EXCESS BACK IMMEDIATELY) Maybe once I pay that loan off, I can ask for more to pay off the others. I have worked full time as a billing assistant for nearly seven years. My husband is a fireman of six years and we have two teenagers, one of which has braces that we are paying for at present. We are an average family with an average lifestyle trying to make ends meet. The reason for the high delinquency rate is that we filed bankruptcy several years ago and the credit from prebankruptcy has not fallen off our credit report yet. We have had numerous medical bills, a car needed major repair work, and we tried a debt counseling service which ruined our credit. We refinanced our home at an outrageous rate so we could pay off our credit cards. The loan is an ARM and will start to adjust in about 9 months. We need to repair our credit quickly, so we can refinance again for a lower rate. Unfortunately, since I got into Pay Day Loans, I now need help to get out of them. I would use the Prosper Loan to pay off the following Pay Day Loans and Credit Cards. $144 - 1800cash.com (Payday Loan) $406 - payday2go (Payday Loan) $500 - Orchard Bank Mastercard $500 - Emerge Visa $500 - Paypal Credit (left over from Xmas last year) ------- $2050 - Total amount of Debt to pay off My current monthly net income is $2350. Here's my monthly budget with the prosper loan in place: 700 - Mortgage 75 - Electricity 50 - Telephone 149 - Car Payment 66 - Insurance 150 - Gas 100 - Groceries 20 - Recreation 15 - Internet 262 - High Interest Loan 200 - Student Loans -------------- $1787 - total monthly expenditures As you can see, I have over $523 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 176896 | STARTING OVER AT 52 | HR | $9,999 @ 8% | Jul 26, 2007 | Withdrawn |
| 176976 | STARTING OVER AT 52 | HR | $9,999 @ 23% | Jul 26, 2007 | Expired |
| 182567 | Paying Off Payday Loans and High Interest Credit Cards | HR | $4,950 @ 28% | Aug 06, 2007 | Expired |
| 186587 | Paying Off Payday Loans and High Interest Credit Cards | HR | $4,950 @ 28% | Aug 13, 2007 | Expired |
| 190762 | Asking for Less to Pay Off the WORST of MY DEBT | HR | $3,001 @ 28% | Aug 21, 2007 | Expired |
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