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Need help paying off high interest rate cards & loan

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Listing Information
Amount: $19,400.00 Status: Expired
Grade: D DTI: 53%
Lender Rate: 19% Borrower: Dreamz2Reality
Time Left: Finished State: CA
Funded: 0% Group: (No Group)
Purpose of loan:
Hello everyone!  I am looking to pay off high interest rate cards and loan.  I am a very ambitious individual and have made the mistake of putting my dreams on a card such as traveling, acting classes, dance classes, headshots, gas money to get to auditions, my travel business, business trainings, personal development, and make up school.  I've grown a lot since then.  I'm a lot smarter and determined to pay off this debt for good!

My financial situation:
I've paid off loans before and always pay my bills each month.  The interest rates on my cards and loan are so high that it would take forever to pay it off!  I know I maybe asking for a low interest rate for my grade, but I want to be realistic in the payment amount that I am able to afford.  I'm a responsible person and do not want to fall behind.

Monthly net income: $ 3000

Monthly expenses: $ 2300
  Housing: $ 0
  Insurance: $ 0
  Car expenses: $825
  Utilities: $ 0
  Phone, cable, internet: $ 125
  Food, entertainment: $ 250
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 500
  Other expenses: $ 500
Borrower's Other Listings
200053 Need help paying off high interest rate cards & loan D $19,400 @ 29% Sep 14, 2007 Expired
207380 Debt consolidation from start-up expenses for acting career. D $10,500 @ 29% Sep 28, 2007 Open
211675 Debt consolidation from start-up expenses for acting career. D $10,500 @ 19% Oct 08, 2007 Loan created

 

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