Credit Card Consolidation Needed
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 26% |
| Lender Rate: | 12% | Borrower: | canadeb |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-09-07 | EricsCC ROI: | -39% |
| Status History | |
|---|---|
| Sep 07, 2007 | Current |
| Nov 23, 2007 | Late |
| Dec 08, 2007 | 1 month late |
| Jan 08, 2008 | 2 months late |
| Feb 08, 2008 | 3 months late |
| Mar 08, 2008 | 4+ months late |
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Purpose of loan: This loan will have the express purpose of paying off 2 credit cards (capital one and bank of america) with INT rates over 25%, they raised my rates inexplicably! My financial situation: I have always paid my debts on time and in full, never a delinquency or even a late payment! My credit Rating of B would likely be an A except for some high credit card utilization. I am in very strong financial position with an excellent credit history. My house is nearly paid off and I am in a 2 income household with my husband of 12 years and my son. Monthly net income: $ 3400 Monthly expenses: $ Housing: $ 480 Insurance: $ 25 Car expenses: $ 0 Utilities: $ 75 Phone, cable, internet: $ 0 (paid for by work) Food, entertainment: $ 550 Clothing, household expenses $ 90 Credit cards and other loans: $ 1575 Other expenses: $ 100 This leaves me with 505 after wards, but will be approx 1000 once Cap one and BOFA are history! |
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