Consolidating High Interest Credit Lines
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 16% |
| Lender Rate: | 10% | Borrower: | jpsmith1981 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-12 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Sep 13, 2007 | Current |
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Purpose of loan: I have run up a cumulative balance of over $11K. My financial situation: ·Real Estate: oBoise, ID: Purchased 165K. Worth 230K. oLaguna Niguel, CA: Purchased 369K. Worth 390K. ·Retirement Accounts oSafeway 401K: $7K. contribute 6%. oStarwood 401K: $3K. contribute 15%. ·Stock Accounts oSafeway ESPP: Currently worth $1800. I contribute $35 per check. oStarwood ESPP: Currently worth $2319. I contribute 20% of paycheck.Monthly net income: $ Before analyzing my net income please consider the net is deflated because of my savings rate and my tax structure. I could easily inflate my income by just adjusting my savings rates and tax structure.
Monthly expenses: $ Housing: $ 3600. (all loans) Insurance: $ 200. Car expenses: $ 500. (almost paid) All Util: $ 80. Food, entertainment: $ 200. Credit cards and other loans: $ 500. Other exp.: $ 160 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 365831 | Consolidating High Interest Credit Lines | B | $9,999 @ 22% | Aug 13, 2008 | Cancelled |
| 386511 | Consolidating High Interest Credit Lines | B | $9,999 @ 16% | Aug 21, 2008 | Loan created |
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