Paying off High Interest Accounts

| Listing Information | |||
|---|---|---|---|
| Amount: | $24,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 35% |
| Lender Rate: | 14% | Borrower: | joie16 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-07 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Sep 07, 2007 | Current |
|
Purpose of loan: I would like to pay off the following high interest accounts. I would prefer to pay Prosper lenders the interest than the big credit companies. HFC, $13,400 balance, $460 monthly payment Consumer Card, $950, $60 monthly payment Wells Fargo LOC, $ 4,800 balance, $100 monthly payment HSBC Credit Card, $900 balance, $80 monthly payment Chase,$1950 balance, $160 monthly payment Citi Financial Services, $3400 balance, $115 monthly payment My financial situation: I have had no problems making payments to alI of my creditors as shown in my credit report and will not have a problem making my monthly payments to the prosper lenders. I am a full time regulatory professional for a medical device company and also a full time wife and mommy. I am also a lender on Prosper. Monthly net income: My net personal take home income is $6000. My husband also has a full time job and contributes equally to all our financial obligations and household expenses. My Share of the Monthly expenses: Housing: $ 2000 Insurance: $ 100 Car expenses: $ 100 Utilities: $ 200 Phone, cable, internet: $ 100 Food, entertainment: $ 250 Clothing, household expenses $ 150 Credit cards and other loans: $ 1200 Other expenses: $ 300 Please feel free to contact me if you any other questions. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 371664 | Paying Off High Interest Personal Loan | B | $8,000 @ 26% | Oct 13, 2008 | Cancelled |
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