p2p lending at lending club
Paying off High Interest Accounts
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $24,500.00 Status: Loan created
Grade: B DTI: 35%
Lender Rate: 14% Borrower: joie16
Time Left: Finished State: CA
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-09-07 EricsCC ROI: 11%
Status History
Sep 07, 2007 Current
Purpose of loan: I would like to pay off the following high interest accounts. I would prefer to pay Prosper lenders the interest than the big credit companies.

HFC, $13,400 balance, $460 monthly payment
Consumer Card, $950, $60 monthly payment
Wells Fargo LOC, $ 4,800 balance, $100 monthly payment
HSBC Credit Card, $900 balance, $80 monthly payment
Chase,$1950 balance, $160 monthly payment
Citi Financial Services, $3400 balance, $115 monthly payment

My financial situation: I have had no problems making payments to alI of my creditors as shown in my credit report and will not have a problem making my monthly payments to the prosper lenders. I am a full time regulatory professional for a medical device company and also a full time wife and mommy.  I am also a lender on Prosper.

Monthly net income: My net personal take home income is $6000. My husband also has a full time job and contributes equally to all our financial obligations and household expenses.

My Share of the Monthly expenses:

Housing: $ 2000  
Insurance: $ 100  
Car expenses: $ 100  
Utilities: $ 200  
Phone, cable, internet: $ 100  
Food, entertainment: $ 250  
Clothing, household expenses $ 150  
Credit cards and other loans: $ 1200  
Other expenses: $ 300

Please feel free to contact me if you any other questions.
Borrower's Other Listings
371664 Paying Off High Interest Personal Loan B $8,000 @ 26% Oct 13, 2008 Cancelled

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here