Need to payoff expiring promotional CC offer @ 1%
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,999.00 | Status: | Loan created |
| Grade: | B | DTI: | 36% |
| Lender Rate: | 14% | Borrower: | Magbabakal_M_M_F |
| Finished | State: | CA | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM 1 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-12 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Sep 11, 2007 | Current |
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Purpose of loan: Thank you very much for viewing my loan listing. I took a combined $14,000 revolving debt from Bank of America in one of their promotional offers which is about to expire. The monies were used to fund our IRAs last April and another amount for an emergency. The loan was funded @ 1% and will revert back to my credit card's regular rate of at least 24%. My financial situation: I am presently working in the corporate office of a publicly traded metal processing company based in Downtown LA. My wife also has her career as a registered nurse. But this listing only shows income solely coming from me. Therefore, in a way I have a back up source of funding just in case something untoward happens. Although my credit history is relatively young compared with majority of the US population at my age, I consider myself very credit worthy, responsible and one of the lower risk borrowers. I have made it a point never to blemish my credit worthiness. I have also been a lender @ prosper for quite some time now. I have experienced some of my debtors not paying on time. I will never let my creditors down. Monthly net income: $ 2,622.00 Monthly expenses: $ 2,139.00 Housing: $ 0 (mortgage liability under wife's name) Insurance: $ 110.00 Car expenses: $ 224 Utilities: $ 27.50 Phone, cable, internet: $ 77.50 Food, entertainment: $ 550 Clothing, household expenses $ 250 Credit cards and other loans: $ 550 Other expenses: $ |
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