Consolidate Credit & Other Minor Bills
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,800.00 | Status: | Loan created |
| Grade: | HR | DTI: | 9% |
| Lender Rate: | 22% | Borrower: | Kinglord |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-05 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Sep 05, 2007 | Current |
| Apr 20, 2008 | Late |
| May 02, 2008 | Current |
|
Purpose of loan: The Purpose of this loan is to consolidate some High Interest Credit Card Debt I have. Along with the Credit Cards, I have some other minor bills and some car repair. I would love to just get this all out of the way and then have one Paymeny instead of 5+. By removing me from these debts, my credit score will increase, generally putting me in a better situation. I understand because of my credit card debt, my scores are low resulting in a Higher interest Rate. However I would much rather be paying one bill as repayment of a Loan and putting the intereste in the hand of other Prospect users then the hand of My Credit Card Companies! Again this lone is more about consolidating debt, saving some money, and sharing the interest with other users! Down below you will read my monthly income along with the expenses. I do hope you will consider funding my loan, and I appreciate your time checking it out! My financial situation: I work in the Hospitality Industry in a 4star Hotel. I enjoy my job fully and make a decent amount of money in gratuities. ALong with gratuities I have a Bi-Monthly Hourly pay to look forward to. As with any service industry job, I have my slow moments, but my gratuities are low for the month, my salary is just as well to keep me alive. Monthly net income: $ Roughly $2700/month Monthly expenses: $ Housing: $ 600 Insurance: $ 100 Car expenses: $ 150 Utilities: $ 150 Phone, cable, internet: $175 Food, entertainment: $ 300 Medical $ 100 Credit cards and other loans: $ 150 Other expenses: $ 100 Debt: $ Capital One Credit Card - $475 First Premier Visa - $275 First Premier MC - $275 Orchard Bank - $300 This Puts me at Roughly $1900 in expenses a Month, along with roughly $1325 in Debt. I believe this gives me Roughly $800 in monthly Free Cash to do whatever with and I am Confident I can repay this Loan! Thank you again for your time and Please give me the chance to receive this loan and I will show you I can repay with no problem! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 79140 | Getting To the Top | HR | $2,550 @ 25% | Dec 28, 2006 | Expired |
| 184714 | Consolidate Credit & Other Minor Bills | HR | $3,000 @ 24% | Aug 09, 2007 | Expired |
| 188770 | Consolidate Credit & Other Minor Bills | HR | $2,500 @ 17% | Aug 17, 2007 | Expired |
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